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On top of that, clients for this sort of strategy could have extreme lawful or criminal histories. It is necessary to keep in mind that various carriers provide an array of problem ages on their assured issue plans as low as age 40 or as high as age 80 - paying for funeral with life insurance. Some will additionally provide greater stated value, approximately $40,000, and others will certainly enable far better survivor benefit conditions by boosting the rate of interest with the return of costs or reducing the number of years until a full survivor benefit is available